The core ideas behind gamifying finance: behavioral economics, product-first design, and value creation through thoughtful engagement.
Behavioral economics
Finance follows behavior
People don’t act like rational optimizers. They use mental accounting, respond to framing, and need commitment devices. The best financial products don’t fight that—they design for it. We back companies that apply behavioral science to engagement and outcomes, not to exploitation.
Product-first finance
Build for clarity and habit
Traditional finance often hides complexity behind jargon. Product-led finance reduces friction, builds trust, and makes the next right action obvious. We look for teams that treat UX and onboarding as core to unit economics, not an afterthought.
Engagement and value
Engagement that creates value
Gamification, done well, increases retention and improves outcomes. Done poorly, it drives short-term usage without durable value. We care about the flywheel: engagement that reinforces incentives, retention that compounds, and value creation that aligns users and capital.
Long-term alignment
Incentives that last
We are not interested in attention grabs or one-off conversions. We back companies built for the long run—where user success and business success are aligned, and where “gamify” means making finance understandable and actionable, not addictive.